Calculate how much tax you can save
Turn guesswork into clarity. This free, fast calculator shows you in seconds how much tax you could save with Swiss 2nd-pillar buybacks and 3a contributions, what your true net cost after tax is, and how today’s contribution could grow to retirement.
It also estimates your after withdrawal-tax value, highlights the blended effective relief rate, and even compares what you’d need to invest after tax to match the same outcome. Choose your canton to prefill a typical marginal rate (or override it if you know yours), tweak a few inputs, and watch the numbers update instantly. It’s a practical way to test “what-ifs” before you commit, helping you optimise contributions, plan cash flow, and make smarter year-end decisions.
When you’re ready, book your complimentary review and we’ll translate your results into a personalised, regulated plan.
Swiss 2nd & 3rd Pillar Tax Savings Calculator
Estimate your immediate tax savings and long-term growth from this year’s buybacks and 3a contributions.
Inputs
Results
Immediate tax saved (this year)
Net cost after tax
Projected value at retirement
After withdrawal-tax value
After-tax equivalent you’d need to invest without deduction
Blended effective tax relief rate
What this means
The calculator estimates immediate tax savings from deductible 2nd pillar buybacks and 3rd pillar (3a) contributions, plus a simple projection of the potential value at retirement. Actual tax outcomes depend on your canton/commune, income, assets, and personal situation. Results are for illustration only and not advice.